April 21, 2022
Underwriting Quotes powered by XRAE: Your Clear Line of Sight into Rating Classification
Generate a tentative rating in real time with 24/7 self-service.
- Complete real-time underwriting assessments via the new Underwriting Quotes self-service tool on the NLG Agent Portal
- Impairment-based reflexive questions yield “best case” underwriting classifications aligned to NLG’s proprietary underwriting rules
- Immediately render a tentative* rating class and improve your placement rates with accurate and consistent rating assumptions
- All generated quotes are securely stored and can be referenced later
- Streamlined process automates hand-off to NLG underwriter when manual review may be required
*Tentative rating class is based on medical or general information provided. Final offers are subject to formal application and underwriting review.
Helpful Reference Guides
Frequently Asked Questions
Life Insurance Underwriting
Accelerated Benefits Riders
Getting Started with Underwriting Quotes
Ready. Set. Go to the Agent Portal now!
The Underwriting Quotes powered by XRAE tool is available exclusively on the Agent Portal.
It is not supported by Mobile technology at this time.
