Welcome to NL Edge Your Competitive Advantage

March 6, 2019

FIT has access when your clients need it most

Exclusive to FIT Retirement Series: Emergency Access Waiver

Clients can access cash values to help pay for a sudden hardship, emergency separation from service or disability.

Here’s how it works:

  • For TPA-approved hardship or unforeseen emergency distributions payable to the annuitant, beginning in the second policy year the waiver forgives all withdrawal charges and Market Value Adjustment (MVA)1.
  • For separations or disability distribution payable to the annuitant, withdrawal charges and MVA are waived on:
    • 20% of accumulated value in years 2-4
    • 100% of accumulated value in years 5+

Help your clients understand the value of this exclusive rider with the following consumer-approved marketing.


 

Retirement Needs Planning.
Emergencies Need Action.
Cat No 104356

Understanding the Emergency Access Waiver Rider

Plus, all FIT Retirement Series annuities offer:

Tax-Deferred Growth Potential

5 Crediting Options

Retirement Income for Life

Available in OR on February 25, 2019.
Not available in NY.


 

Learn More
Learn more about all four FIT products.

 

Register for upcoming training.


TC106360(0219)1