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March 6, 2019

FIT has access when your clients need it most

Exclusive to FIT Retirement Series: Emergency Access Waiver

Clients can access cash values to help pay for a sudden hardship, emergency separation from service or disability.

Here’s how it works:

  • For TPA-approved hardship or unforeseen emergency distributions payable to the annuitant, beginning in the second policy year the waiver forgives all withdrawal charges and Market Value Adjustment (MVA)1.
  • For separations or disability distribution payable to the annuitant, withdrawal charges and MVA are waived on:
    • 20% of accumulated value in years 2-4
    • 100% of accumulated value in years 5+

Help your clients understand the value of this exclusive rider with the following consumer-approved marketing.


Retirement Needs Planning.
Emergencies Need Action.
Cat No 104356

Understanding the Emergency Access Waiver Rider

Plus, all FIT Retirement Series annuities offer:

Tax-Deferred Growth Potential

5 Crediting Options

Retirement Income for Life

Available in OR on February 25, 2019.
Not available in NY.


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Learn more about all four FIT products.


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