5 Index Options Help Fuel FIT Retirement Series

Indexing methods are the fuel that powers interest crediting on indexed annuities. While the S&P 500 annual point-to-point method has traditionally been the most popular indexing strategy, consumers are looking for more choices and ways to diversify their interest crediting options.

Monthly Sum Cap S&P 500 — Using the widely known S&P 500 index we assign a number to each month based on the change in the index up to the monthly cap then total all numbers, positive and negative, to calculate the annual interest subject to a zero percent floor.

Barclays Low Vol 5 Index — Our exclusive index comprised of 50 value-oriented companies whose stock demonstrates low volatility as determined by Barclays. It uses a Threshold calculation method that allows customers to receive unlimited indexed interest above the Threshold amount.¹

Bank of America Merrill Lynch GPA Index — Our exclusive diversified index that uses a blend of equities, Real Estate Investment Trusts (REITs) and fixed income that is periodically rebalanced to provide a low volatility index. It offers interest potential provided by high Participation rates with no Cap.¹

Moreover, customers can diversify among these three choices, plus our more traditional Annual Point-to-Point S&P 500 Index and Declared Strategy options.

Training

All times are Eastern

Bank of America/Merrill Lynch

September 4 – 2:30 pm

 September 6 – 10:30 am

 September 10 – 2:30 pm

Barclays

 September 4 – 10:30 am

 September 10 – 10:30 am

 September 17 – 2:30 pm

View the Full Training Calendar to Register

Retirement Solutions with Indexing

Guaranteed to Never Lose a Penny²

With fixed indexed annuities, principal and interest earned are unaffected by downturns in the market, making them a vital component of a balanced retirement portfolio.

Haven’t Lost a Penny Proven Results

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