We’re Accepting New Business, Easier, Better and Faster

A recent Wall Street Journal article cautioned that many life insurance carriers are turning away business to Americans wanting a life insurance policy¹, not National Life Group. Throughout the economic crisis, we’ve stayed the course in offering protection to our clients. Our life insurance product line-up has not been reduced and our commitment to accept and write new policies remains as strong as ever.

If we’re not slowing down, what are we doing?

We’re ramping up. With the wave of changes caused by the Coronavirus pandemic, the phrase “business as usual” brings a whole new meaning to today and we’ve responded quickly. Our business changes have been largely focused on allowing for faster, easier and touchless ways to process new business 100% virtually.

New business processes we’ve adopted since February 2020, to name a few:

• EZ-Underwriting limits up to $3 million with no fluids (if certain conditions are met)
• The launch of eDelivery for new life business
• A fully remote application process with eApp available for all life business

With protection more important now than ever, know that we have your clients’ back with:

• 30-year term policies with living benefits
• Life products that issue up to age 85
• Downside protection with 0% floor on all indexed products² and guaranteed accumulation values on our whole life product
• Credit Suisse’s volatility control index crediting strategy, available on PeakLife and FlexLife IUL products

While no carrier is immune to the extremely low interest rate environment, lessons learned from past economic crises have helped us to manage risk responsibly and prepare for uncertainties like the ones we face today. We continue to proceed with caution and the proven strategies that only increase our financial strength, as recently reaffirmed by A.M. Best Co.