February 3, 2021
Two New, Exclusive Low-Volatility Index Strategies Provide Clients with More Power
Explore the enhanced growth potential of FIT Select Income and FIT Secure Growth.
With the addition of the US Fundamental Balanced Index and the Global Balanced Index our interest crediting lineup is now consistent among our flagship flexible and single premium annuity products.
Top it off with the added optional Rate Booster* on FIT Select Income and FIT Secure Growth and your clients have more power than ever to grow and protect their retirement savings to be FIT — Financially Independent for Tomorrow.
Get to know the New – and Exclusive – Index Strategies
Point-to-Point with Participation rate focus, no Cap
Seeks to optimize volatility through a blend of US Equities, US Treasuries and Cash. The US Fundamental Balanced Index aims to capture the low volatility premium within US Equities. The asset classes are rebalanced daily to optimize risk and the mix of US Equities is revised quarterly. Created and owned by PIMCO (link PIMCO to www.pimcoindex.com/pimusfb).
Point-to-Point with Participation rate focus, no Cap
Seeks to optimize volatility through a blend of Global Equities, Bonds and Commodity Sectors. The composition of the Global Balanced Index is rebalanced monthly based on the SG Sentiment Indicator which examines six cross asset indicators for expansion and contraction. The overall allocation is reviewed daily to optimize volatility. Created and owned by Societe Generale.
For your more traditional clients, traditional options are still available.
- S&P 500 – Point-to-Point with Cap
- SP 500 – Monthly Sum Cap
- Declared Crediting Strategy
Get to Know the Optional Rate Booster Strategies
Rate Booster strategies provide greater interest crediting potential and are available on all indexed crediting options. Policyholders may:
- Allocate between the boosted and non-boosted strategies.
- Reallocate annually into or out of boosted strategies. Only funds allocated to Rate Booster strategies pay a 1% annual charge deducted from its Accumulation Value and rates are subject to change.
*Rate Booster only benefits interest crediting during periods where interest is credited to that strategy. If no indexed interest is credited for that period, Rate Booster will have no effect. The charge for Rate Booster occurs for every crediting period regardless of whether interest is credited.
Additional information about our flexible indexed annuity indexes can be found here.
Agents may not distribute any marketing or performance materials created by the index directly. Only National Life Group-created and approved marketing materials may be used to discuss the index.
