August 4, 2025
Unlocking the Power of the One Big Beautiful Bill Act
You have probably heard that the One Big Beautiful Bill Act (OBBBA) increased the amount people can leave loved ones without paying a federal estate tax....
-
November 19, 2025
Indexed Annuity Rate Changes
Rates are decreasing for single premium and flexible premium FIAs. Effective November 29, rates are changing for Zenith and Driver single premium fixed indexed annuities (FIAs)…
-
November 19, 2025
How to Add the PCC Rider When Doing a Term Conversion
Below, we’ve created a step-by-step guide on how to add our new Premium Chronic Care Rider when doing a term conversion. To get more details on…
-
November 11, 2025
How XRAE Helps Agents Quote Smarter, Place More Business, and Serve Clients Better
Let’s be honest, field underwriting isn’t always easy. Every client is different, every case has its quirks, and estimating a rate class on the spot can…
-
November 11, 2025
Different Loan Types with an IUL Policy
Clients with an IUL policy will be able to choose between four loan types (availability depends on the product): Participating Declared Loan (PDL) (not available…
