Life insurance with living benefits can help take care of your client’s loved ones when they die but it can also help take care of your client — when they are living.
Accelerated Benefits Riders are optional, no-additional cost riders that can allow you to access all or part of your death benefit, while living, if you experience a qualifying terminal, chronic, or critical illness/injury. Since these benefits are generally unrestricted, once you qualify, you can use the benefit for any reason. Benefits might be used for, but are not limited to:
While there are options in the marketplace, National Life Group is proud of its history in being an industry leader among carriers which offer life insurance with Accelerated Benefits Riders.
Take a look at how National Life compares to the competition:
Figuring out life’s puzzles …
Receipt of Accelerated Benefits will reduce the Cash Value and Death Benefit otherwise payable under the policy, may result in a taxable event, and may affect your client’s eligibility for public assistance programs. Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless the client has a need for life insurance. Riders are optional, may require additional premium and may not be available in all states or on all products.