Lifetime Income is Going UP

on FIT Guaranteed Income and FIT Certain Income!

Starting 12/1/2018 we are increasing the guaranteed withdrawal percentage by 0.25%, making these lifetime income solutions even more appealing.


For Your Flexible Premium Business

FIT Certain Income

Flexible Premium Indexed Annuity

Designed for your clients with less than 10 years to retirement and who want guaranteed income for life.

A Guaranteed Lifetime Income Rider (GLIR) (required) “kick starts” their income base with a 12% immediate benefit calculation base bonus for all premiums paid in the first 30 policy years, followed by a 6% simple roll up rate until the earlier of income election or the 30th policy anniversary.

Learn More: Check out the Consumer Brochure and Product Overview


For Your Single Premium Business

FIT Guaranteed Income

Fixed Indexed Annuity

Designed for your clients about 2 to 10 years from retirement and who prefer to know exactly how much income is coming.

A Bonus Guaranteed Lifetime Income Rider (GLIR) (required) “kick starts” their income base with a 14% immediate benefit calculation base bonus, followed by a 7% simple roll up rate until the earlier of income election or the 20th policy anniversary.

Learn More: Check out the Consumer Brochure and Product Overview


Plus, All FIT Indexed Annuities Offer:

  • Tax-deferred growth potential.
  • Guaranteed accumulation value and safety of premiums paid and interest earned against market volatility with 0% floor.*
  • Qualified and non-qualified options.
  • 10% penalty free withdrawals beginning in year 2, as available by law.

Note: the higher Guaranteed Withdrawal Percentages can be illustrated only in our Foresight Illustration System and FIT Guaranteed Income will be disabled in the GLIR calculator by year end.

Hardcopy applications are available in the Merrill forms system, and eApp will be updated at a later time.

All polices issued after December 1, 2018 will use the higher Guaranteed Withdrawal Percentages.

There is still time to place new business for 2018 production goals.
Remember, cash with app can get polices issued in 2018, if received before December 27th!


Questions?

Call the National Life Group Sales desk at 800-906-3310


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