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February 6, 2019

Life Insurance with Living Benefits PowerPoint Now Available!

We are excited to announce that we have a new powerpoint called Life Insurance with Living Benefits that is Compliance approved to use with your clients.

It will be located on the agent portal under Marketing – Seminars – Individuals.

This presentation is ideal for clients that:

  • Need the death benefit protection in case they die too soon.
  • May need the Accelerated Benefits Riders which can accelerate their death benefit if they become ill and suffer a qualifying terminal, chronic, or critical illness or critical injury.
  • Need the ability to accumulate cash value, tax-deferred, and the potential to use the Lifetime Income Benefit Rider to have an income for life in case they live too long.
  • Need peace of mind knowing their family will still be able to maintain a lifestyle they are used to and help secure their financial future.

With this presentation, you can present how National Life Group is able to take care of every piece of their life puzzle.  It has a detailed explanation of the need for life insurance with the no additional premium riders.  It explains the qualifications of terminal illness, chronic illness, and critical illness and injury.  It explains different ways to save for retirement.  This presentation is vital for clients who want to protect their beneficiaries, who want to be prepared in case of a qualifying illness or injury and who want to have income they cannot outlive in their retirement years.


For use in seminars, please submit the presentation with any personalization, plus any invitations or announcements for prior compliance approval of the event. Receipt of Accelerated Benefits will reduce the Cash Value and Death Benefit otherwise payable under the policy, may result in a taxable event, and may affect your client’s eligibility for public assistance programs. Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless the client has a need for life insurance. Riders are optional, may require additional premium and may not be available in all states or on all products. Policy loans and withdrawals reduce the policy’s cash value and death benefit and may result in a taxable event. Surrender charges may reduce the policy’s cash value in early years. The Lifetime Income Benefit Rider provides a benefit for the life of the insured if certain conditions are met, including but not limited to the insured’s attained age being between age 60 and 85, and that the policy has been inforce at least 10 years (15 years for LSW SecurePlus Provider.) Insufficient policy values or outstanding policy loans may also restrict exercising the rider.