Indexing: The Secret Sauce of our IULs

In this segment of our Conversation Video Series, National Life’s AVP of Marketing Morgan Gold speaks with a leader in our Independent field and CEO of NIW Companies, Inc. Daen Wombwell, about indexing and some key differences between the index crediting strategies offered with an IUL policy. Here, Daen breaks down the value of learning an index’s risk profile and performance design. He explains how a custom index like Credit Suisse is designed to seek more consistent returns in periods of uncertainty. Also, since our cost for the index is lower than major market indexes we are able to offer higher caps and participation rates which may allow for better interest crediting potential even in a low interest rate environment.

Watch and get the intel to help your clients find the right fit for their goals, market outlook and comfort level during periods of uncertainty and volatility.

Then visit the IUL updates page to learn more about upcoming changes to our IULs and the value of volatility control.

Watch the video