Important Information Regarding Our Illustration System

We are currently experiencing an issue with our illustration system when using the Minimum DB/Max Cash Value Face Solve for certain products. When this solve is selected the system should ensure that the policy does not become a modified endowment contract (MEC) automatically.

However, we recently discovered that this is not happening for all scenarios. There are times when using this solve results in your illustration becoming a MEC. We plan to have this issue fixed for our next release.

In the meantime, to fully prevent your client’s policy from becoming a MEC, set the MEC Avoidance drop-down (on the Death Benefit and Funding page) to Yes – Adjust Face as seen below:

We appreciate your patience!

The NLG Illustrations Team

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