March 27, 2025
Harness the Power of XRAE for Underwriting Quotes!
Complete real-time underwriting assessments using this self-service tool.
- Complete real-time underwriting assessments via the XRAE Underwriting Quotes self-service tool on the Agent Portal.
- Impairment-based reflexive questions yield “best case” underwriting classifications aligned to NLG’s proprietary underwriting rules.
- Immediately render a tentative* rating class and improve your placement rates with accurate and consistent rating assumptions.
- For Term Products, view premiums for rate classes standard or better within the XRAE tool.
- All generated quotes are securely stored and can be referenced later.
- The streamlined process automates hand-off to the NLG underwriter when manual review may be required.
- Hovering over National Life (LSW) on the right panel will allow access to the Field Underwriting Guide.
*Tentative rating class is based on medical or general information provided. Final offers are subject to formal application and underwriting review.
Check out this video for tips on using XRAE
Helpful Resources
XRAE Underwriting Quotes is available exclusively on the Agent Portal.
It is not supported by mobile technology at this time.
