The Best Just Got Better!

The Same Industry-Leading IUL Products now with Expanded Solutions.

Expanded EZ Underwriting program to provide faster policy issue with up to $2 million in coverage.

Ways to increase your clients’ cash value potential…

• With FlexLife – automatically added 10% index interest multiplier bonus with a .75% bonus cap, starting in year 6, at no additional charge.
• With PeakLife – automatically added 15% Enhancer interest multiplier bonus with up to 1% of indexed segment value, starting in year 2, at no additional charge. Plus 2 more optional Enhancer bonuses at an additional charge.*

New index strategies:

• Credit Suisse Balanced Trends Index 5%*
• Hang Seng Index
• S&P 500® Index 1% Floor Option

All with the same guarantees of protection, access to living benefits and many more solutions to help your clients.

For IUL FAQs, Quick Reference Guides, marketing materials and training resources…

Visit the IUL eKit

Register for IUL Webinars via the Training Calendar

Coming Soon

10/28 – IUL Product Launch
11/27 – Application deadline for old FlexLife II and PeakLife products
12/27 – Last day to issue old FlexLife II and PeakLife policies

*FlexLife Bonus, PeakLife Enhancer and the Credit Suisse index are not available in NY.

FlexLife bonus and PeakLife Enhancer, Enhancer Plus and Enhancer Max only credit a bonus in crediting periods where interest is credited to that strategy. If no indexed interest is credited for that period, no bonus will be credited. The charge for Enhancer Plus and Enhancer Max begins in year 1 and occurs for every crediting period regardless of whether interest is credited.

Living benefits are provided by riders, which are supplemental benefits that can be added to a life insurance policy and are not suitable unless the client has a need for life insurance. Riders are optional, may require additional premium and may not be available in all states or on all products. Guarantees are dependent on the claims paying ability of the issuing company.

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