FIT SPDAs Give You Choices

FIT Single Premium Fixed Indexed Annuity products let you provide the right solution to each client’s needs to protect and grow assets or generate income for life.

FIT Foundation

• For clients focused on accumulation and not expecting to take income for at least 10 years.
• A 3% Immediate Bonus on accumulation value also helps them “catch-up” on their savings right away.

FIT Guaranteed Income

• For clients about 2 to 10 years from retirement and who prefer to know exactly how much income is coming.
• The Bonus Guaranteed Lifetime Income Rider (GLIR) (required) “kick starts” their income base with a 14% immediate bonus, followed by a 7% simple roll up rate until the earlier of income election or the 20th policy anniversary.

FIT Choice

• For clients planning to retire in 10 years or more and who want more flexibility in how they use their income provisions.
• A choice of two Guaranteed Lifetime Income Riders (GLIR) (required), each with an Activation Bonus, lets clients optimize income and accumulation values to their situation.

Plus, All FIT Fixed Indexed Annuities Offer:

• Tax-deferred growth potential.
• A choice of crediting strategies – some linked to major indexes like the
  Russell 2000 and S&P 500.
• Guaranteed accumulation value and safety of premiums paid and interest earned with 0% floors.
• 10% penalty free withdrawals beginning in year 2, as available by law
• Guarantees that your client will not outlive their retirement income.

  Note: There is still time to place new business for 2018 production goals.
  Remember, cash with app can get polices issued in 2018, if received before
  December 27th!

Questions?

Call the National Life Group Sales desk at 800-906-3310

Guarantees are dependent on the claims paying ability of the issuing company. Indexed annuities do not directly participate in any stock or equity investments.
Protection of 0% floor assumes no withdrawals during the withdrawal charge period. Rider charges continue to be deducted regardless of whether interest is credited.

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