XRAE Underwriting Quotes Tool Gets a New Look

Complete real-time underwriting assessments using this self-service tool.

• Complete real-time underwriting assessments via the Underwriting Quotes self-service tool on the NLG Agent Portal
• Impairment-based reflexive questions yield “best case” underwriting classifications aligned to NLG’s proprietary underwriting rules
• Immediately render a tentative* rating class and improve your placement rates with accurate and consistent rating assumptions
• For Term Products, view premiums for rate classes standard or better within the XRAE tool
• All generated quotes are securely stored and can be referenced later
• Streamlined process automates hand-off to NLG underwriter when manual review may be required
• Hovering over National Life (LSW) on the right panel will allow access to the Field Underwriting Guide.

*Tentative rating class is based on medical or general information provided.  Final offers are subject to formal application and underwriting review.