Consider this…

Your client, Rita, is 58 years old and plans to retire in five years. Working together, you have identified a $1,000/month income gap in her retirement plan. What are Rita’s options to close THE gap?

OPTION 1:  Rita could do it herself.

To increase her income at retirement, Rita would have to deposit $258,782 in a savings account with a guaranteed 3% growth rate. Over five years Rita’s savings will have grown to $300,000. With $300,000 Rita will be able to take a $1,000 distribution each month until age 88.

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There is a better solution!

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OPTION 2:  Rita could use FIT Guaranteed Income Single Premium Deferred Annuity (SPDA) with the Guaranteed Lifetime Income Rider (GLIR).

Rita would only need to deposit $181,332 ($77,450 less than before), to get the same $1,000 a month, and it is guaranteed for life!

14% Bonus Kick Start This one time bonus kick starts the Benefit Calculation Base with the Bonus Guaranteed Lifetime Income Rider (required).

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7% Simple Roll Up For every year Rita waits to activate her lifetime income or until her policy’s 20th anniversary, her Benefit Calculation Base grows by an additional 7%.

 

Best of all, it’s GUARANTEED!

IT SPDAs are not available in NY

 

Visit the FIT SPDA Resource Page for More Details

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Questions?

Call the National Life Group Sales desk at 800-906-3310 Option 1.

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TC108186(0619)3