US Pacesetter: Time for a Client Check-In

Soon, some of your clients with existing IUL policies will be able to select US Pacesetter as an index crediting strategy.

This news provides a great opportunity for reviewing existing policies to help clients determine if their life insurance coverage is still adequate for their needs.

Life changes, such as getting married, having kids, or buying a house, can affect what they need today.

Here are a few things you can talk about in your next conversation:

Choosing US Pacesetter as an index crediting strategy

The following policies will be able to take advantage of the US Pacesetter index crediting strategy (no cap), starting September 23 (for the October 14 sweep date):

• FlexLife and PeakLife IUL policies issued between 10/28/2019 and 09/24/2022 (except in NY)
• SurvivorLife IUL policies issued between 05/03/2021 and 09/24/2022 (except in NY)

Life changes

How has your life changed since we last talked? What does that mean for what life insurance coverage you need?

Retirement

Have you considered an annuity as part of your retirement planning strategy?

Referrals

Do you know anyone who might benefit from life insurance with living benefits, or anyone who’d be interested in growing their savings in secure way with an indexed annuity?

Here are a few resources that can help you with your check-in conversation:

Shifting into a New Pace with US Pacesetter Index

Life Checkup Retirement Worksheet

2023 Tax Reference Guide

Retirement Income Gap Workbook

Beneficiary Information Workbook

You can also find a lot of great resources in the Learning Library on agent portal (requires logging in).