December 4, 2025
NL Insider Dec 11- Gift for Life: Your Easiest Year-End Sale with Total Secure for Juveniles
National Life Group’s Total Secure product is easy to explain, heartfelt to gift, and simple to place, making juvenile cases one of the easiest ways to build year-end momentum. For clients searching for a lasting and impactful present, National Life’s Whole Life Total Secure is the perfect “Gift for Life.”
Start with clients who have children or grandchildren ages 0–17 and help them give a gift they, and the child, will never forget.
Why Total Secure Is the Perfect Gift
Once issued, the child has lifelong protection, no matter how their health or circumstances may change.
A growing financial resource they can use later in life for college, a first home, emergencies, or even retirement. Families love knowing the policy grows along with the child.
When purchased young, premiums are low and stay level for life making this one of the most cost-effective gifts a family can give.
NLG’s strong dividend track record offers families the potential to build cash value even faster over time.
Eligible Whole Life policies include access to Accelerated Benefits Riders for qualifying illnesses, adding real protection and peace of mind.
Boost early cash value and create an even more powerful long-term financial gift.
From single-pay to level-pay, there are options to fit nearly any family’s budget.
With 175+ years of history, National Life Group is mission-driven and committed to protecting Main Street families.
National Life Group Juvenile Guidelines
Use the guidelines below to ensure year-end juvenile cases move efficiently and are well-positioned. You’ll also find these in the Life Underwriting Guide.
Note: Underwriting may request proof of inforce coverage on the breadwinning parent.
Year-End Conversation Starters for your Clients
- “If you want a gift that outlasts toys and trends, Whole Life gives them a financial foundation that grows with them.”
- “This is a gift they’ll remember forever; long after the wrapping paper is gone.”
- “We can lock in extremely low premiums now and give them guaranteed cash value for the future.”
- “Whole Life gives them a financial head start: college, a first home, or whatever their dreams become.”
- “If we get this in place before year-end, they’ll start building value on day one.”
- “This is the simplest, fastest way to turn a year-end gift into lifelong security.”
- “A lifetime policy for a child costs less than you think and gives more than you can imagine.”
- “It’s the one gift they’ll never outgrow.”
Give your clients a way to make this year’s gift truly unforgettable. With National Life Group’s Total Secure Whole Life, you’re helping families create a legacy of protection, security, and opportunity long after the holidays are over.
Additional Links and Resources:
- Total Secure Whole Life Insurance
- Whole LIfe Insurance- Borrow Against Your Policy With Ease
- A Fresh Look at Today’s Whole Life Insurance
- Life Insurance Underwriting Guide
- Sign Up for Underwriting Training Webinars
