September 30, 2025

Join the Effort to Secure America’s Retirement Future

What is the retirement income gap and why are so many Americans facing it?

In fact, retirement insecurity has become such a widespread concern that October has been designated National Retirement Security Month.

The average retirement age in the U.S. is about 62 ¹, and the average U.S. life expectancy is projected at 79.4 years. ⁴

Most individuals will need to replace roughly 70–80% of their pre-retirement income to maintain their standard of living ², and Social Security typically provides only 30–40% of working income— depending on earnings level ³. Because of this, individuals must plan to accumulate sufficient retirement savings to bridge the income gap. Doing so helps ensure they can sustain a comfortable lifestyle throughout their retirement years.

National Life answers their need with flexible premium indexed annuities that can help your clients grow and protect their retirement savings — with the potential for a guaranteed income stream.