February 19, 2025
IRAs Can Provide a Tailored Solution to Meet Retirement Goals
Use these resources to convert more leads into customers.
About 69 million workers, or 56% of the nation’s workforce, lack access to a retirement plan through their workplace.1
Your clients are facing many obstacles in life. When it comes to retirement, some employers don’t offer a 401(k) so your clients may be looking for a way to save for retirement. This challenge shouldn’t get in the way of them preparing for retirement!
IRAs can provide a tailored solution to meet customers’ needs with contributions starting as low as $100 a month:
Traditional IRAs
- Qualified plan rollovers into IRAs to continue tax deferral
- Tax deductibility of annual contributions
Roth IRAs
- Tax-free income at retirement for policies with the Guaranteed Lifetime Income Rider*
- No Required Minimum Distributions (RMDs)
- Tax-free death benefit for beneficiaries*
Additionally
- Low initial minimum of $100 a month to build savings
- Small business retirement plan options, SEP and SIMPLE IRA programs
*Assumes Roth Guidelines are met for tax-free distribution of interest earned
Contributions to traditional and Roth IRAs for tax year 2024 can be made up to April 15, 2025.
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Click the buttons below for campaign strategies and tools to attract and convert more leads into customers.
- Half of Americans lack access to a retirement plan. Here are the worst states. – CBS News
- Tax-free withdrawals if Roth guidelines are met.
