November 19, 2025

Indexed Annuity Rate Changes

Rates are decreasing for single premium and flexible premium FIAs.

Effective November 29, rates are changing for Zenith and Driver single premium fixed indexed annuities (FIAs) and for Flex Secure Growth and Flex Select Income flexible premium FIAs.

The following rates will be decreasing:

  • Participation rates
  • Cap rates
  • Performance Trigger rates
  • Fixed account rates

To lock in current rates:

  • For flexible premium FIAs, the policy needs to be issued by Tuesday, November 25.
  • For single premium FIAs, Rate Lock applies: Applications have to be submitted by Tuesday, November 25, and funded or issued within 60 days.

View New Rates

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National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.

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