June 22, 2022

Income for Life…Without Questions

Clients who can’t medically qualify for life insurance can still get a reliable retirement income source.

There is a stress-free alternative solution for uninsurable life insurance prospects looking to generate retirement income. A flexible premium indexed annuity can serve as an income source, with no medical underwriting requirements.

As a flexible premium indexed annuity, FIT Select Income offers:

  • Minimum monthly premium as low as $100
  • Tax-deferred interest crediting potential with 0% floor guarantees for downside protection.1
  • A choice of indexed crediting strategies that credit interest based in part on market indexes.
  • Access to accumulation values through withdrawals to supplement retirement income.2
  • A Guaranteed Lifetime Income Rider (GLIR), which can generate an income for life.2, 3

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  1. Assumes no withdrawals during the withdrawal charge period. Rider charges continue to be deducted regardless of whether interest is credited.
  2. Indexed annuities have withdrawal charges that are assessed during the early years of the contract if the annuity is surrendered. In addition, withdrawals of earnings prior to age 59 1/2 may be subject to a 10% Federal Tax Penalty.
  3. GLIR incurs an additional charge.