April 19, 2023

The 411 on Our Nursing Care and Terminal Illness Riders on Our FIT Series of Annuities

Be prepared for the unforeseen and don't let it derail your annuity sale.

Bringing Peace of Mind for their retirement back pockets!

We understand that our customers are hardworking individuals with much on their minds. We strive to provide peace of mind where we can. The overwhelming what-ifs could discourage clients from purchasing an annuity. ​

What if I get a terminal illness?

What if I end up in a nursing home?

What if I become a burden on my family?

(What If) we could help reduce those stressors for them instead?

Terminal Illness and Nursing Care riders 

Despite attractive interest rates, some customers may find annuities less appealing due to their time commitment; however, certain life events may make annuities a good choice. ​In approved states our FIT series of annuities have Nursing Care and Terminal Illness riders that give customers access to up to $250,000 if they are diagnosed terminally ill or are confined to a nursing care facility. Check out some of the additional benefits these riders offer your clients!

Terminal Illness Rider

  • There is no additional cost for the Terminal Illness Benefit Rider.
  • The Terminal Illness Benefit Rider could eliminate Withdrawal Charges for the Annuitant on one withdrawal if requirements are met and received.
  • Provides access to up to $250,000 of your money without penalty if diagnosed terminally ill.

Nursing Care Rider

  • Provides access up to $250,000 of your money if under 76 at issue without penalty if confined to a nursing care facility. If 76 or older at issue there is a onetime 20% penalty free withdrawal.

Find consumer-facing emails and social media posts featuring these riders here:

Peace of Mind Campaign

Connect, engage, and sell with our Q2 Campaigns: Life Insurance with Living Benefits and Peace of Mind with Annuities.

As a result of National Life’s quarterly campaigns, you can better market yourself, your business, and the services you provide. Our step-by-step process and materials will guide you through the process.

Keep checking back as our campaign catalog continues to expand!