107048

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Set Up a FICA Alternative Retirement Plan that Benefits You and Your Part-Time Employees

And eliminate your payroll budget for PST employee Social Security payments

When you set up a FICA Alternative Plan for your part-time, seasonal, and temporary employees (PST), you provide them with a retirement savings benefit they keep for life, and you eliminate your payroll budget for PST Social Security payments.

Reduce your payroll budget

Save 6.2% of your annual PST payroll budget from Social Security payments. Offer a comprehensive retirement plan with no fees to you or to your employees.

Attract and retain PST talent

Income tax-deferred contributions to the plan are deducted from wages. Employees are always 100% vested in their own portable retirement account. Funds earn guaranteed interest and never lose a penny during down markets.¹

Rest easy with National Life Group plan setup and management.

Enjoy much better guaranteed crediting rates in today’s interest rate environment. Receive robust documentation and reporting on both plan and participant levels from a company that has proudly served organizations such as yours for over 175 years.

This, and more, from the #1 issuer of fixed indexed annuities in employer plans!²

Over 20
years of market experience

275
FICA Alternative Plans

330,000
FICA Alternative Participants

Are you ready for Peace of Mind? I can help.

[Agency Name]
[Business Address]
[Agent Phone #]
[Agent Email Address]
[(If in CA or AR) State Insurance Lic. #:]

One National Life Drive, Montpelier, VT 05604 | www.NationalLife.com

Products issued by:
National Life Insurance Company^®
Life Insurance Company of the Southwest^®

This is an advertisement.

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1. Assuming no withdrawals during the withdrawal charge period. Rider charges continue to be deducted regardless of whether interest is credited. Fixed Indexed annuities do not directly participate in any stock or equity investments.

2. LIMRA US Individual Annuity Industry Sales Report, 3Q2023

The companies of National Life Group^® and their representatives do not offer tax or legal advice. Please seek tax or legal advice from your appropriate professional advisor.

National Life Group^® is a trade name of National Life Insurance Company, founded in Montpelier, VT in 1848. Life Insurance Company of the Southwest, Addison, TX, Chartered in 1955 and their Affiliates. Each Company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.

No bank or credit union guarantee | Not a deposit | Not FDIC/NCUA insured | May lose value

Not insured by any federal or state government agency

Guarantees are dependent upon the claims-paying ability of the issuing company.

TC138411(1223)3 | Cat No 107048(1223)