Best of all, it’s GUARANTEED!

Consider this.

Your client, Rita, is 58 years old.  You have identified a $1,000/month income gap in her retirement plan when Rita retires in five years.  What can Rita do today so that she can produce an additional $1,000 of income starting in five years?

Rita could do it herself.

Rita would have to deposit $258,782 in a savings vehicle today that guaranteed her 3% growth for five years.  In five years Rita’s savings will have grown to $300,000 and Rita could take a $1,000/month distribution and hope she does not run out of money before she dies.

There IS a better solution!


Rita could use FIT Guaranteed Income single premium deferred annuity (SPDA) with the Guaranteed Lifetime Income Rider (GLIR).

Rita would only have to deposit $181,332 in a FIT Guaranteed Income fixed indexed annuity with GLIR, to get the same $1,000 a month, plus it is guaranteed for life!

Using FIT Guaranteed Income with GLIR, Rita has met her need for $1,000 a month income with $77,450 less initial deposit.  How?

  • 14% immediate onetime bonus kick starts the Benefit Calculation Base with the Bonus Guaranteed Lifetime Income Rider (required)
  • 7% Simple Rollup Rate until the earlier of the election of lifetime income or the 20th policy anniversary

Best of all, it’s GUARANTEED!


Click here for recorded training on this and all of the FIT products.

You must complete product training on these new products prior to your first solicitation.

Click here to access required training.

The training code for the new FIT SPDA series is NLGA10.


FIT Guaranteed Income Client Profile

Focus: Income
Values: Cautiously optimistic – Prefers the known versus the unknown but is looking for more upside interest potential.
Appetite: Wants a known income formula.
Income Horizon: Bonus GLIR – Plans to activate in 2-10 years
Key Benefits: Immediate bonus on the income value and a higher guaranteed roll-up rate on income
How Illustrated: GLIR calculator


FIT Guaranteed Income Consumer Brochure


GLIR Video


Recorded Training


Click here for product CAPS & PARS


Help your clients build, grow and protect their retirement savings to be FIT…

Financially Independent for Tomorrow


All calculations are on a pretax basis.
Guarantees subject to the claims-paying ability of the issuing company.
Income can be elected after the first policy year and attainment of age 55.